We are big on ensuring you have the best travel experience, and that includes making sure fees for creating and using your Timon cards don’t gobble up a sizable chunk of your budget.
Beyond affordability, we also prioritize transparency. This means no hidden charges, you get to know what you’re signing up for from the jump.
Here’s a full breakdown of the current fees associated with card creation, usage, and wallet funding on Timon:
Card Creation Fees
These are one-time fees charged when creating a new card.
Card Type | Fee |
Timon Ace – VISA Virtual USD (Local Address) | $5 |
Ace Card - VISA Physical USD (Local Address) | $8 (Free delivery within Nigeria) |
Timon Solo – Virtual USD Card (US Address) | $5 |
Rove Card – Virtual USD Mastercard (US Address) | $5 |
Voyager – Virtual USD VISA Card (US Address) | $5 |
Verve – NGN Virtual Card | ₦3,000 |
Verve – NGN Physical Card | ₦10,000 (Free delivery within Nigeria) |
Transaction Fees
These are fees you may incur while using your Timon card.
USD Card Fees
Transaction Type | Fee |
International ATM Withdrawals | 2% (May vary depending on the ATM provider or country) |
International Bank POS Cash Withdrawals | 2% |
International POS & Online Purchases | 2% + $0.50 per transaction |
NGN Card Fees
Transaction Type | Fee |
Domestic Transactions (AfriGo / Verve) | ₦1 for every ₦1,000 (Minimum ₦100) |
International Transactions (e.g., Netflix, Spotify, Google Play, Apple subscriptions, etc.) | ₦1,000 flat fee per transaction |
Card Funding Fee | ₦100 |
Reversal Fee | ₦100 |
Important Note
Certain international digital services such as Netflix, Spotify, Apple services, Google Play, and other global subscription platforms are processed as international transactions when paid with Naira cards.
These transactions attract a ₦1,000 flat processing fee per transaction.
USD Wallet Funding Fees
You can fund your USD wallet using the following methods:
1. USD Virtual Account & Direct USD Wallet Funding
Method | Fee |
ACH or FedWire Transfers | 0.8% (Minimum $2, no maximum cap) |
Pay Like a Local with Timon
Timon also supports local payouts to multiple countries across Africa, Asia, Europe, and the Americas using local payment methods such as:
Bank Transfers
Mobile Money
PIX
UPI
SEPA
Faster Payments
With fees starting from as low as $1, you can send money quickly and conveniently through trusted local payment rails.
Learn more about supported countries, payout methods, and pricing here:
Pay Like a Local on Timon