We are big on ensuring you have the best travel experience, and that includes making sure fees for creating and using your Timon cards don’t gobble up a sizable chunk of your budget.
Beyond affordability, we also prioritize transparency. This means no hidden charges, you get to know what you’re signing up for from the jump.
Here’s a full breakdown of the current fees associated with card creation, usage, and wallet funding on Timon:
Card Creation Fees
These are one-time fees charged when creating a new card.
Card Type | Fee |
VISA – Virtual USD Timon Blue (Local Address) | $5 |
VISA – Physical USD Timon Blue (Local Address) | $8 (Free delivery within Nigeria) |
Timon Solo – Virtual USD Card (US Address) | $5 |
Timon Black – Virtual USD Card (US Address) | $5 |
Verve – NGN Virtual Card | ₦3,000 |
AfriGo – NGN Physical Card | ₦10,000 (Free delivery within Nigeria) |
Transaction Fees
These are fees you may incur while using your Timon card.
USD Card Fees
Transaction Type | Fee |
International ATM Withdrawals | 2% (May vary depending on the ATM provider or country) |
International Bank POS Cash Withdrawals | 2% |
International POS & Online Purchases | 2% + $0.50 per transaction |
NGN Card Fees
Transaction Type | Fee |
Domestic Transactions (AfriGo / Verve) | ₦1 for every ₦1,000 (Minimum ₦100) |
International Transactions (e.g., Netflix, Spotify, Google Play, Apple subscriptions, etc.) | ₦1,000 flat fee per transaction |
Card Funding Fee | ₦100 |
Reversal Fee | ₦100 |
Important Note
Certain international digital services such as Netflix, Spotify, Apple services, Google Play, and other global subscription platforms are processed as international transactions when paid with Naira cards.
These transactions attract a ₦1,000 flat processing fee per transaction.
USD Wallet Funding Fees
You can fund your USD wallet using the following methods:
1. USD Virtual Account & Direct USD Wallet Funding
Method | Fee |
ACH or FedWire Transfers | 0.8% (Minimum $2, no maximum cap) |
2. Digital Dollar Wallets (USDC, USDT, PYUSD)
Method | Fee |
Crypto Wallet Funding | 0.8% (Minimum $2, Maximum $10) |
Introducing the Timon Black Card
The Timon Black Card is an upgraded USD card designed for fast, reliable global payments. It is optimized for international spending, subscriptions, and digital services.
Key benefits include:
US billing address for better compatibility with global platforms
Broad global payment support
Higher transaction limits
Compatibility with Apple Pay and Google Pay
The Timon Black Card is ideal for:
International online shopping
Digital subscriptions
Global services and platforms
Everyday international payments
If you’ve experienced issues with cards failing on international websites, the Timon Black Card offers a more reliable way to pay globally.
Quick Savings Tip
When travelling, it is advisable to stay cash-light.
Using your Timon card at a Point of Sale (POS) instead of withdrawing cash can help you:
Avoid high ATM withdrawal fees
Reduce currency conversion costs
Enjoy safer and more convenient transactions
Need Help?
If you have any questions about Timon fees or card usage, please contact our support team.