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Understanding the Transaction Limits of Timon Cards and Wallets

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Written by Timon-C
Updated over a month ago

Timon offers a range of card and wallet options designed to cater to your diverse spending needs, whether for local transactions or global purchases. Each product comes with specific transaction limits, allowing you to manage your finances effectively.

Below is a detailed guide to the transaction limits for each card and wallet type.


Card Transaction Limits

1. Timon Blue Physical card (VISA)

  • Card Type: Physical

  • Currency: USD

  • Address: Nigeria

  • Transaction Limit: $20,000 per month

  • Limit per Transaction: $2,500

  • Contactless Limit: $100

2.Timon Blue Virtual Card (VISA)

  • Card Type: Virtual

  • Currency: USD

  • Address: Nigeria

  • Transaction Limit: $10,000 per quarter

  • Limit per transaction; $2,500

4. NGN Card (Verve and AfriGo)

  • Card Type: Virtual

  • Currency: NGN

  • Address: Nigeria

  • Transaction Limit: ₦10,000,000 per month

  • Limit per transaction: ₦1,000,000

5. Timon Solo

  • Card Type: Virtual

  • Currency: USD

  • Address: U.S Address

  • Transaction Limit: $10,000 per month

  • Limit per transaction; $10,000

6. Timon Black

  • Card Type: Virtual

  • Currency: USD

  • Address: U.S Address

  • Transaction Limit: $25,000 per month (Upgradeable)

  • Limit per transaction; $10,000


Wallet Transaction Limits

NGN Wallet

  • Minimum Single Amount (Outbound): ₦101

    A ₦100 fee is charged upon withdrawal, so the minimum must be at least ₦101.

  • Maximum Single Outbound Transaction:

    • ₦1,500,000 (Default)

    • ₦5,000,000 (Address and International Passport Verified)

  • Maximum Daily Outbound Limit:

    • ₦1,500,000 (Default)

    • ₦ 5,000,000 (Address and International Passport Verified)

  • Maximum Daily Inbound Limit: Unlimited

  • Third-Party Inflow – Manual Review Thresholds:

    • Maximum Single Inbound: ₦50,000

    • Maximum Monthly Inbound:

      • ₦ 100,000 (Default)

      • ₦ 5,000,000 (Address and International Passport Verified)


USD Wallet

  • Minimum Single Amount (Inbound & Outbound): $1

  • Maximum Single Outbound Transaction:

    • $1,000 (Default)

    • $4,000 (Address and Passport Verified)

  • Maximum Daily Outbound Limit:

    • $1,000 (Default)

    • $4,000 (Address and Passport Verified)

  • Maximum Daily Inbound Limit: Unlimited

  • Third-Party Inflow – Manual Review Thresholds:

    • Maximum Single Inbound:

      • $500 (Default)

      • $500 (Address and Passport Verified)

    • Maximum Monthly Inbound:

      • $2,000 (Default)

      • $4,000 (Address and Passport Verified)

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