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Understanding the Transaction Limits of Timon Cards and Wallets

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Written by Timon-C

Timon offers a range of card and wallet options designed to cater to your diverse spending needs, whether for local transactions or global purchases. Each product comes with specific transaction limits, allowing you to manage your finances effectively.

Below is a detailed guide to the transaction limits for each card and wallet type.


Card Transaction Limits

1. Ace (Physical VISA Card)

  • Card Type: Physical

  • Currency: USD

  • Address: Nigeria

  • Transaction Limit: $20,000 per month

  • Limit per Transaction: $2,500

  • Contactless Limit: $100

2. Ace (Virtual VISA Card)

  • Card Type: Virtual VISA Card

  • Currency: USD

  • Address: Nigeria

  • Transaction Limit: $10,000 per quarter

  • Limit per transaction; $2,500

3. NGN Cards (Verve and Go)

  • Card Type: Virtual

  • Currency: NGN

  • Address: Nigeria

  • Transaction Limit: ₦10,000,000 per month

  • Limit per transaction: ₦1,000,000

4. Timon Solo

  • Card Type: Virtual

  • Currency: USD

  • Address: U.S Address

  • Transaction Limit: $10,000 per month

  • Limit per transaction; $10,000

5. Rove

  • Card Type: Virtual Mastercard

  • Currency: USD

  • Address: U.S Address

  • Transaction Limit: $25,000 per month (Upgradeable)

  • Limit per transaction: $10,000

6. Voyager Card (Previously Timon Black Visa Card)

  • Card Type: Virtual VISA

  • Currency: USD

  • Address: U.S Address

  • Transaction Limit: $70,000 per month (Upgradeable)

  • Limit per transaction: $30,000


Wallet Transaction Limits

NGN Wallet

  • Minimum Single Amount (Outbound): ₦101

    A ₦100 fee is charged upon withdrawal, so the minimum must be at least ₦101.

  • Maximum Single Outbound Transaction:

    • ₦1,500,000 (Default)

    • ₦5,000,000 (Address and International Passport Verified)

  • Maximum Daily Outbound Limit:

    • ₦1,500,000 (Default)

    • ₦ 5,000,000 (Address and International Passport Verified)

  • Maximum Daily Inbound Limit: Unlimited

  • Third-Party Inflow – Manual Review Thresholds:

    • Maximum Single Inbound: ₦50,000

    • Maximum Monthly Inbound:

      • ₦ 100,000 (Default)

      • ₦ 5,000,000 (Address and International Passport Verified)


USD Wallet

  • Minimum Single Amount (Inbound & Outbound): $1

  • Maximum Single Outbound Transaction:

    • $1,000 (Default)

    • $4,000 (Address and Passport Verified)

  • Maximum Daily Outbound Limit:

    • $1,000 (Default)

    • $4,000 (Address and Passport Verified)

  • Maximum Daily Inbound Limit: Unlimited

  • Third-Party Inflow – Manual Review Thresholds:

    • Maximum Single Inbound:

      • $500 (Default)

      • $500 (Address and Passport Verified)

    • Maximum Monthly Inbound:

      • $2,000 (Default)

      • $4,000 (Address and Passport Verified)

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