Timon offers a basket of cards, USD and NGN, virtual and physical, to support your wide range of online and in-person spending needs. Whether you’re paying locally, shopping on US-based websites, or traveling, we’ve got you covered.
And here’s a tip:
If one card doesn’t work on a platform, don’t panic, try another one from your Timon card basket! Each card type is built for specific use cases.
1. Timon Blue Physical Card (Local Address – VISA)
Best for: In-person payments, travel, or POS use.
Why Choose It:
A VISA physical card you can swipe at stores or withdraw cash.
Works on most websites that accept local billing addresses.
Great for travel and everyday spending.
Heads Up:
Won’t work on platforms that require a US billing address.
2. Timon Blue Virtual Card (Local Address – VISA)
Best for: Online shopping on Nigerian and most global sites.
Why Choose It:
Instantly issued, secure virtual VISA card.
Accepted by most websites that don’t require a US address.
Budget-friendly option for regular online buyers.
Heads Up:
Won’t work on platforms that require a US billing address.
3. Timon Solo card (US Address)
Best for: Platforms requiring a US billing address.
Why Choose It:
Ideal for global payments on Business websites and services that require a US billing address (Eg; AWS and G Suite)
Ideal for freelancers, business owners, and remote workers.
It also works on platforms that may reject prepaid cards; in such cases, this card is your go-to.
Uses your USD wallet balance instantly, with no manual funding required.
Heads Up:
May not work for websites requiring local billing details.
4. Timon Black Card (USD Card with US Billing Address)
Best for: Global digital payments, international subscriptions, and platforms that require strong USD support.
Why Choose It:
Perfect for seamless international transactions across major global websites, apps, and subscription services that require a US billing address.
Fully compatible with Apple Pay and Google Pay, allowing you to add the card to your digital wallet for fast, secure, and convenient payments.
Offers high spending limits making it suitable for heavy digital users, remote workers, and anyone who frequently pays for international products or services.
Connected directly to your USD wallet, eliminating the need for manual top-ups.
Heads Up:
May not work for websites requiring local billing details.
5. NGN Virtual and Physical Card
Best for: Nigerian payments in Naira, no conversions!
Why Choose It:
Spend in Naira, no FX conversion.
Ideal for local apps, ATM and POS withdrawals, subscriptions, and Nigerian online stores.
Instant and easy to use.
Heads Up:
Not designed for international or USD transactions.
Why You Should Mix & Match
Every platform is different. Some accept Nigerian cards, some require US billing, and others may prefer Mastercard or VISA.
That’s why we’ve built a basket of cards each optimized for different needs:
Local or international
USD or NGN
Virtual or physical
VISA or Mastercard OR Verve
If one card doesn’t work, try another.
You don’t need to be stuck, just switch cards and keep going.
Need Help Choosing?
If you’re not sure what card to use:
Consider where you’re shopping (Local vs. US)
Check if you need a physical card or not
Think about your preferred spending currency
And remember: you can own more than one Timon card
Happy spending with Timon!
Need help? We’re always one message away.